What homeowners should know about trampolining safety & insurance coverage

by Barbara Aceto 05/13/2025

Image text:Trampolining safety

A trampoline is a fun addition to any home, but trampolining safety is extremely important. Trampoline injuries are common and can be serious. Luckily, you can still enjoy bouncing in your own backyard with the right safety precautions.

Here is some more important info about having a trampoline at home:

Do trampolines raise your homeowners insurance?

Statistically, a trampoline in your property means an increased risk of somebody being injured. Therefore, your insurance company may increase your premium to cover for the extra liability.

Taking the right trampoline safety precautions such as including an adequate safety net might help mitigate this extra cost. Make sure you place your trampoline on energy absorbing ground instead of a hard surface like a patio.

Other precautions like adding safety pads and always having adult supervision for small children are recommended. Avoid allowing more than one person trampoline jumping at a time, as multiple bodies increases your chance of injury.

What insurance types cover trampolines?

Some homeowners insurance policies have exclusions for trampolines due to the extra liability from possible trampoline injuries. However, you can get additional liability coverage through an umbrella policy. An umbrella policy can provide additional liability coverage for common risks and give you better peace of mind.

Infographic: Trampolining safety

Jumping on a trampoline can be a fun and exhilarating activity, but it comes with many risks. Always establish and enforce trampoline safety rules and practice good safety habits like avoiding unsupervised access. With a trampoline safety net and enough cushioning material, you can enjoy the thrill of bouncing and stay safe at the same time.

About the Author
Author

Barbara Aceto

Barbara started in Real Estate in 2006 after another Realtor told her that her personality made her a perfect fit for the industry. There is no doubt that Barbara’s lively personality and warm heart make her an awesome Realtor. Barbara was born in Italy and speaks fluent Italian. She grew up in Medford and eventually moved to Everett where she resides today. Her personality combined with her background in home insurance and customer service make her experienced in multiple facets of Real Estate and willing to work hard to help her clients achieve their goals. In my spare time I volunteer at animal shelters and foster dogs until we find their forever home. I am also proud to say that with every transaction I complete, a portion of my commission is donated to a local animal shelter.